Mortgage Rate Forecast 2027: Where Rates Are Headed (Updated Monthly)
My mortgage rate forecast for 2027, updated monthly: today’s 7.32% rate, Fannie Mae’s 7.5% call, my 7% to 8% range and what each rate costs you.
My mortgage rate forecast for 2027, updated monthly: today’s 7.32% rate, Fannie Mae’s 7.5% call, my 7% to 8% range and what each rate costs you.
Mortgage rates hit 7.40% for a second week, the highest since November 2023, with the Fed deciding again on October 28. What 7.40% costs you, where prices are falling, and my playbook.
Mortgage rates just hit 7.50%, the highest since April 2024. Stock Moe breaks down the Fed hike, what 7.50% costs you each month, the 54 cities already falling, and why this is a correction and not a crash yet.
Stock Moe breaks down the biggest week of the quarter: PCE inflation Wednesday, Micron earnings Wednesday night, the September jobs report Friday, rising Fed hike odds, and why a 10 year Treasury above 5% is the number that matters most.
Nobody publishes a ten year mortgage rate forecast, so Stock Moe built one. The 30 year mortgage equals the 10 year Treasury plus the spread, and every input is shown so you can check the work.
The real time 30 year mortgage rate hit 7.45%, not the 7.03% headline. Stock Moe explains why it is a bond story, what the rate costs on a median home, which metros are falling and climbing, and what history says after a first Fed hike.