How Mortgage Rates Are Set: The 10 Year Treasury Rule Explained
The Fed does not set your mortgage rate. Here is the one equation that does, what moves it, and how to estimate where rates go next.
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XRP and HYPE Update: What I Am Buying and Why
I am buying XRP and HYPE. Here is the honest scoreboard, the Ripple escrow release, the HYPE unlock, the myths going around and the XRP levels I am watching.
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SpaceX Lockup Expiration: The October 9 Unlock Explained
Up to 328.4 million SpaceX shares unlock on October 9. Here is the full lockup schedule, what the stock did last time, and the December number most people have wrong.
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Mortgage Rates Hit 7.50%: 54 Cities Falling, No Crash Yet
Mortgage rates just hit 7.50%, the highest since April 2024. Stock Moe breaks down the Fed hike, what 7.50% costs you each month, the 54 cities already falling, and why this is a correction and not a crash yet.
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Housing Market Update: 7% Mortgages and Record Seller Concessions
The Fed hiked, the 30 year mortgage crossed 7%, and 44.7% of August home sales included a seller concession. Stock Moe breaks down what changed, why your home lost value in real terms, and the four numbers that prove this is not 2008.
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Week Ahead: PCE, Jobs Report, Micron and a 5.17% 10 Year
Stock Moe breaks down the biggest week of the quarter: PCE inflation Wednesday, Micron earnings Wednesday night, the September jobs report Friday, rising Fed hike odds, and why a 10 year Treasury above 5% is the number that matters most.
