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Mrs. Moe

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The Stock Market Today vs. Historical Markets


The current stock market is quite different from past markets in terms of volatility, trends, and overall performance. While past markets had periods of increased volatility due to economic shifts or political turmoil, the current market has experienced a much higher degree of volatility. This heightened volatility can be attributed to the rapid acceleration of technological advancements and global events that are causing investors to take greater risks with their investments. Additionally, it appears as though the current market is much less dependent on traditional long-term trends and instead has seen an increase in short-term trend movements due to algorithm trading as well as powerful news sources. These rapidly changing trends have made it difficult for investors to remain up-to-date with the latest market activity, thus making predictions even more difficult than before.

In terms of overall performance, the current stock markets have been relatively buoyant when compared to past markets. During times of economic downturns, stocks tend to see losses but at a much slower rate than before. This stability can be attributed primarily to the influx of foreign capital as well as various central bank interventions that have helped prop up stock prices during trying times. In general, stocks have remained resilient throughout this period despite ongoing trade wars, Brexit uncertainty and geopolitical tensions around the world.

Though there are still some uncertainties in today’s stock markets due to these external factors, they are generally considered more robust than in past years due largely in part to advances in technology which allow investors access to real time information enabling them better evaluate potential investments before making a decision. Furthermore, algorithmic trading has become increasingly popular which allows for quicker execution times in volatile situations providing investors with added protection against large losses during sudden swings in price levels.

Overall, the current stock market offers both advantages and disadvantages when compared with past markets – while there is still uncertainty regarding external events such as politics or economics; technological advancements provide better information for investors allowing them make more informed decisions resulting in reduced risk exposure over longer periods of time which ultimately results in increased overall performance for investor portfolios.

To see more comparisons of the stock market from past to present, check out Stock Moe’s YouTube channel where he compares the historical data from past markets in his analysis of the stock market today.


Do you want to take your investing to the next level and join like-minded individuals in a business casual environment? Join the Stock Moe Patreon which includes a private Discord. You can chat with hundreds of other members who are working toward the same goal of financial freedom! Stock Moe shares his stock portfolio with members and issues real-time notifications of buys and sells. Join the family today!

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FinCon22 Code! See You at FinCon22!

Stock Moe is attending and speaking at FinCon22 in Orlando, Florida, September 7-10! You can save $10 on your ticket for FinCon22 by using Stock Moe’s coupon code!

Get your FinCon22 Pass by clicking on this link: https://finconexpo.com/22
Stock Moe’s FinCon22 coupon code for $10 off any pass is RYAN10

Stock Moe FinCon22 Coupon Code
Go to https://finconexpo.com/22 to buy your pass for FinCon22! Get $10 off using the code RYAN10

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Stock Moe’s Tax Loss Harvesting

First let me share that you can use capital losses (stock losses) to offset capital gains during a taxable year. If you do not have any capital gains, then you you can use a capital loss as an offset to ordinary income, up to $3,000 per year. Quoted from publication 544 for 2021 from the IRS:
“Capital losses are allowed in full against capital gains plus up to $3,000 of ordinary income

.”

Let’s talk about Stock Moe’s 
tax less harvesting that he mentioned in his recent video. Say I have a 90K gain in capital gains like Stock Moe. If I do not offset that 90K with a loss, then I pay a short term capital gains tax that is the same % as my regular income tax. Let’s say that is 30%. That is 27,000 that I am paying in taxes UNLESS I can offset my gains with losses. So, if I offset those gains with losses, then my taxable income from stocks would be $0. I just saved myself $27,000.

Stock Moe did this with the gains that he took from some of his leveraged plays. When he sold other stocks, he sold them at a loss which means he sold them for lower than what he bought them. He can offset his capital gains with these losses. Then, he took the money from the sale of the stocks that he sold for a loss and moved it into something else. Therefore, all of his money is still invested. Now he owes $0 on his taxes at this point in the year. He usually waits until December to take some losses, but he saw this as a good opportunity since he feels that the available losses may not be as great in Q3 and Q4.

Why would he do this? If he does not offset gains, then he needs to pay that capital gains tax. That is a lot of money. Could he wait and recoup that money? Think about the amount of return that he would need on all of his other stocks in order to get all of that money back. Therefore, a smart investor is going to think ahead for the next year’s tax season. If you don’t have any losses at all, that is great!  It means you made a lot of money, but it also means that you are going to pay taxes on all of those gains. If you have losses, you can use them smartly to offset the gains. 

For those who think that you may only use $3,000 toward tax losses, remember this: 
“Capital losses are allowed in full against capital gains plus up to $3,000 of ordinary income

.”  If you do not have any capital gains, then you may use up to $3,000 in losses against your regular income. 

This article refers to United States taxes. As always please consult an accountant for all accounting questions. This is not meant to be financial advice, but, rather, sharing why Moe is making the moves that he is.  Please refer to Publication 544 from the IRS for more information or check with your country for tax laws if you do not reside in the United States.

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The Stock Avengers

Stock Moe YouTube Channel Live Stream

Tonight was the first of hopefully many live streams with the amazing duo, Larry Jones, Kenan Grace, and Stock Moe. What is so great about these three is the positivity that they bring to their channels, and when they all get together, it is the trifecta of gentlemen sharing their knowledge. The Stock Moe YouTube Channel was lucky to have these three sharing not only good information, but also sharing tidbits about themselves along the journey. Early in the live stream, the three likened themselves to the Avengers, with Larry being T’Challa, Kenan being Thor, and Stock Moe being Captain America.


Stock Moe talked about how he, Larry, and Kenan are friends outside of YouTube. They text each other and share in the challenges of running a YouTube channel. Larry mentioned how they are happy to lead people to financial freedom even throughout a bear market. Kenan asked for some love from the people, and he made sure that everyone knew that there is a certain way to navigate the stock market and that it should not happen quickly. They want to get rid of the FUD.

Stock Moe pulled up a wealth calculator and put in numbers for two people making a certain amount of money per year, and if they put in 10% of their paychecks starting very young, they can accumulate a lot of money with interest as they get older and into retirement age. Kenan Grace addressed the Stock Moe YouTube audience and discussed how people want to be able to get rich quick, but that is not the way that it happens. People think it should either be get rich quick or nothing at all, but he makes the point that investors need to have a certain path set up and follow that path and don’t stray from it. He mentioned the calculator that Stock Moe had pulled up, and he stressed that Stock Moe was not putting in a salary that was unreachable. He started with a very low salary and showed how the AVERAGE person can save for their future. He stresses that you need to stop expecting to get rich quick and instead get rich at your own pace. He stresses the importance of the compound interest and how it assists you to plan for your financial future.

Larry Jones started to reiterate and told the importance of each of the viewers pulling up the calculator and putting the numbers in for their own situation. Larry suggested that everyone who is getting a tax refund this year invests that money instead. He talked about how people should wait to buy that iPhone and instead invest that monthly payment that would have gone to the iPhone. He discussed the old adage that time in the market outweighs timing the market. He made the point that people who are reaching for their future will actually reach goals much quicker if they bypass getting themselves a pair of Jordans but invests that money instead. He mentions so much money is wasted on things instead of investing it in yourself. He suggested writing down everything you buy in a month to see how much money is wasted.

Kenan Grace went on to make the point that when someone gets paid, they are not truly the one who is getting paid. Why? Because that money goes to other people. Instead, he stresses that people need to pay themselves first. He told the story about how he had enough money at one point to buy a Tesla as in the actual car, but instead he continued to dollar cost average into Tesla stock. He suggested that everyone gives themselves a raise from the money that they make from their day jobs. In the meanwhile, Larry and Stock Moe are listening intently and wholeheartedly agreeing with his statements.

Larry mentioned how they are already working on the Super bowl venue for next year, and that is how people have to look into investing in themselves. He thinks that people really need to start having a long-term mind frame and get money working for yourself. He says that just like the Super bowl, things do not come easy, and we have to work for it.

Stock Moe piped in and mentioned how he used to tell his students that when they got their first job….did not matter how old they were….16, 17, 18….they needed to start taking out 10% of every paycheck and if they were lucky, they could do 20%. He mentioned not going out and getting house poor. He said that the banks will always be handing out money to individuals so getting the house loan won’t be the problem. Stock Moe said that people don’t need that big house in the best neighborhood. He stated that instead, people need to take care of their financial priorities first. He mentioned setting up a savings account, setting up a retirement account, and an emergency fund. He said a lot of people do not even have the money for a $400 emergency, and that needs to change.

Kenan spoke of the fact that colleges are the prime example of paying themselves first. He gave examples of colleges always doing construction, and remodeling and making new dorms and getting new professors. The colleges make sure that they take that money and make improvements from the kids who are paying them. He says that people need to do the same exact thing and invest in themselves. He said that people need to build the foundation with ETFs such as VOO or VTI and the analogy makes the point that it is a good starting point for people to start investing in themselves. He mentioned how Larry had taken some profit on Shiba Inu a few months back, but that he already HAD the foundation to be able to do something like that. Kenan mentioned that even for himself, he has a great foundation of companies like Apple $APPL, Tesla $TSLA, and Facebook $FB so that when his top wavers when he takes more risk, he still has that solid foundation.

Larry Jones chimed in and started discussing the greater fool theory and how the psychology of the market is important, and that he did take profit from Shiba Inu. Larry went into the story of what he bought it at and what level he sold it. He wanted to show people that it was ok to take profit and not trade with emotions. He mentioned still having his original Shiba Inu but that he swing trades some to take advantage of the bear market. Kenan piped in and talked about having accounts where you keep your solid long term plays and then having another account for short term trades. He says to keep that money totally separate and know that with the short term trade it could go to zero. You only touch one but not the other.

The three of them went on to discuss the federal reserve and some things that are hot topics in economics today.

The Stock Moe live stream, which was intended to be approximately 45 minutes, went on to be an hour and twenty minutes long. The people in the chat were extremely appreciative of these three gentlemen, Stock Moe, Larry Jone, and Kenan Grace. Watchers from the chat were fondly referring to them as the Stock Avengers. If you were not able to see the Stock Moe video live, be sure to watch the replay below.

The Stock Market Today vs. Historical Markets
The current stock market is quite different from past markets in terms …
FinCon22 Code! See You at FinCon22!
Stock Moe is attending FinCon22! Get your pass using Stock Moe's FinCon22 …
Stock Moe’s Tax Loss Harvesting
First let me share that you can use capital losses (stock losses) …
Investing tips using fractional shares
Mrs. Moe shares an article that she wrote on fractional shares, a …

To support the Stock Moe YouTube Channel, you may check out the Stock Moe Patreon which has a private Discord with thousands of members.

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Stock Moe Review – Russia vs. Ukraine Crisis

Because of some US embassies getting shut in Russia,(the embassy in Kyiv is shutting down), Moe thinks that it is causing some volatility in the market.

At the beginning of today’s livestream video, he reviews the Stock Moe Portfolios which consist of the VOO Portfolio, Conservative Portfolio, Aggressive Portfolio, and Crypto Portfolio. They are portfolios which were created especially for Stock Moe YouTube Channel watchers. He continues to dollar cost average into the positions of these portfolios each week by adding in $100 of each. Stock Moe shows where his portfolios are at the close of today.

Also, Stock Moe shows today’s market close of the Dow -0.49, S&P -0.38, the Nasdaq -0.0017%, the Russell-0.51%, and the Vix +5.59%. Although the day started off promising, Stock Moe watched these markets today and saw a spike in the Vix around 1PM EST which was most likely due to the closing of the embassy in Kyiv. When he saw that spike in the Vix, he took advantage of it by adding more stocks into his 2022 Portfolio which is an exclusive portfolio for the Stock Moe Patreon. Moe mentions that there is a certain point that the Vix reaches for which he likes to keep dry powder in order to take the opportunity to buy into the market.

Moe also pulled up the 10-year and 2-year Treasury bonds and interest rates and showed that the 2-year dropped whereas the 10-year went up. Stock Moe talked about how some people use the metric of the spread between the 2 and the 10-year interest rates to predict a recession. Based on the history of the market, people use this metric to see how close the two numbers to show a possible recession. The closer the numbers, the more reliable the prediction could be. This is better known as “flattening the curve”.

Stock Moe also showed the oil commodity. He first reviewed GUSH which is a 2X leveraged oil and gas exploration ETF and the inverse of that which is DRIP. He talks about the fact that he reviews things that may not be the typical investments. He discusses the fact that he will also be talking about more risky plays that can make more money for those to want to take more risk in their investments. He discussed that he made very high returns within one year. Stock Moe started a new Leveraged Portfolio for this year for the Stock Moe Patreon. He discussed the money that he put into that portfolio.

Stock Moe went on to discuss how he thinks we may see some lows in the Nasdaq before we hit the highs, but as we move into Q2, we may see improvement. He showed the Nasdaq and showed the levels that we have already reached for the lows. He says that it could go lower, but on a positive note, it can be quick to rebound. He mentioned that the Covid numbers are collapsing, and that people might expect the market to go through the roof, but it’s not. He showed how the Nasdaq has its ups and downs but is going sideways overall over the past month.
Stock Moe thinks that it may be time soon to start cherry-picking the plays that are going to give good returns. He talks about bears spreading FUD, and that we just have to “swim through the FUD” in order to get to the other side.

Moe started to talk about what will happen to the portfolios in regard to the Russia vs. Ukraine crisis. He showed a chart of events from history that have affected the markets such as wars, bombings, and other shocking news events. The chart showed the overall drop in percentage of the total drawdown and then showed the recovery time for the market in number of days it took to recover back to where it was. Shockingly, there are some events that did not take long at all for a market recovery. Stock Moe discussed the fact that we need to create a strategy for dealing with events such as Russia vs. Ukraine. He suggested using events from history such as the chart that he shared, looking at the data within the chart, and coming up with a strategy that will help us make money in the market.

Stock Moe also went on to say that he thinks that the supply chain issues that we are having has affected the stock market the most. He talks about how increasing fed rates affects the overall economy. He took a look at a chart that showed historical inflation rates. He gives examples and analogies to help people understand the affects of this inflation.

Moe continued with this video and answered many questions from the chat. He interacted a lot with his chat. Within the chat during this livestream, there were subscribers and channel members. The Stock Moe Channel has a YouTube Channel Member option. With this option, Stock Moe followers can sign up at different price points and they get perks within Stock Moe’s YouTube Channel itself. Mrs. Moe has made custom emojis just for Moe’s channel which can be used during Stock Moe live streams in the chat or on the Stock Moe channel comments. They also receive a special badge by their name which signifies how long they have been a member. Stock Moe Channel Members have a small bull figure by their names to signify that they are new members. Because this is so new, there has not been anyone who has earned a new badge beyond the first one. Toward the end of the video, Stock Moe reviews his Stock Moe Patreon in which he has a private Discord with thousands of members where everyone chats and shares their journey to financial freedom. Another perk of Stock Moe Patreon is the ability to see Stock Moe’s buys and sells for his different portfolios. The portfolios are also on display for members to view.

To hear more about the contents of this article, you should definitely check out today’s Stock Moe’s Livestream. You may also view it below.

Stock Moe Russia vs. Ukraine

Disclaimer: All information in this article is for entertainment only and not financial advice. There may be links in this article which are affiliate links in which the author and/or Stock Moe will receive compensation.